Decreasing Our Family Cell Phone Bill

For a family of five on a single income, we are co...

Shopping for a Family Car

Shopping for a new family vehicle is my lates...

Emergency Fund Explained

An emergency fund is the most important and the mo...

Saving for Christmas

Saving for the holidays is an interesting proposit...

Follow Up: Credit Card Vs Debit Card

Over the last few months, I have taken time off fr...
Free Zero Based Budgeting: give your money a destiny.

Zero Based Budgeting

Use our zero based budgeting tool to allocate your money before someone else does.

Create an account to get the following benefits:

  • Still free
  • Save your budgets
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  • Customize your budget categories

Why is this here and free?

This budget tool and blog was created because I wanted to share things that I have learned about personal finance and budgeting over the last 10 years. All of the things I learned should have been taught to me when I was much younger. Instead I had to learn the hard way. Sometimes it's good to learn the hard way. However, if I can save one person from making the mistakes I made or save them from mistakes they made on their own, I will consider this venture a success. Please enjoy our free blog and budget tool. Feel free to contact us if you have any questions or comments.

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